Fayetteville One-Time Close VA Loans

A Gateway to Homeownership for Military Families

VA One-Time Close Loans

For Military Families at Fort Liberty in Fayetteville, NC, and Its Suburbs

In Fayetteville, North Carolina, adjacent to the newly renamed Fort Liberty (formerly Fort Bragg), the One-Time Close VA Loan program is revolutionizing the home buying and building process for military families. This unique VA home financing option offers up to 100% financing, including manufactured homes, and even includes the development of land. It’s particularly impactful for those looking to settle in Fayetteville and its larger suburbs but haven’t been able to find the right existing home.

One-Time Close VA Loans: Streamlining the Path to Homeownership

The One-Time Close VA Loan is designed to simplify the process of purchasing and building a home. It consolidates the various steps involved - from acquiring land to building and finalizing the mortgage - into a single transaction. This integration not only saves time but also reduces the overall costs associated with multiple closings. It also prevents you from having to requalify for the home once the building is complete. With this program you only need to qualify up-front and only one time.

Advantages for Military Families in Fayetteville and Surrounding Suburbs

  • 100% Financing and No Down Payment: A highlight of the VA loan is the elimination of the need for a down payment, a significant benefit for military families who may not have extensive savings.
  • Inclusion of Manufactured Homes: The program’s coverage of manufactured homes provides a versatile and affordable housing option, ideal for families seeking a swift route to homeownership.
  • Land Development Potential: The loan extends to land purchases and the construction of homes, offering an excellent opportunity for those desiring to build custom homes in Fayetteville or its suburbs.
  • Efficient Loan Process: By combining all aspects into one loan process, the overall experience is more streamlined, with less paperwork and a single set of closing costs.

Fayetteville, NC: A Community Rooted in Military Values

Fayetteville, closely linked with Fort Liberty, is a city that epitomizes a strong military ethos. The surrounding suburbs, including Hope Mills, Spring Lake, and Raeford, offer varied living experiences suitable for different family needs and preferences.

Hope Mills: A Blend of Community and Quietude

Hope Mills is known for its serene neighborhoods and strong community feel, making it a top choice for families seeking a suburban lifestyle. The area's affordability is an added advantage for using the One-Time Close VA Loan for purchasing or building a home.

Spring Lake: Convenience Meets Community

Spring Lake offers the benefit of being close to Fayetteville while retaining its unique, community-focused character. It’s an attractive option for those who wish to stay connected to the city but prefer a more tranquil residential setting.

Raeford: Embracing Rural Beauty and Space

Raeford appeals to families looking for a rural environment. With its spacious lands and welcoming small-town atmosphere, it’s ideal for those looking to use their VA loan for building custom homes or acquiring larger property.

Navigating the One-Time Close VA Loan in Fayetteville and Its Suburbs

  • Eligibility Verification: Military families should first confirm their eligibility for the VA loan, focusing on service duration and discharge status. We will do this for you on our initial call.
  • Location Selection: Choosing the right suburb, whether it's the suburban charm of Hope Mills, the convenience of Spring Lake, or the rural appeal of Raeford, is crucial.
  • Property Selection or Construction Planning: Families can opt for a pre-built home, a manufactured home, or plan a custom-built home on a chosen lot.
  • Loan Application and Approval: Working with a lender experienced in One-Time Close VA Loans like Allied First Bank, is key. The process includes applying, appraising the property, and obtaining loan approval. Many of the traditional lenders do not offer this program and we are proud to be able to offer it to our clients.


The One-Time Close VA Loan is a beacon of opportunity for military families in Fayetteville, NC, and surrounding connected to Fort Liberty. It offers a comprehensive, efficient, and low out of pocket cost option to building a home. This program not only simplifies the homeownership journey but also honors the service of military personnel by making their dream of owning a home more attainable. At Allied First Bank of The Carolinas, we are here to help you every step of the way. Give us a call or fill out our pre-qualification form today to get started. Thank you for your service!

Request a Consultation with an Allied First Bank Loan Specialist

Allied First Bank of The Carolinas

  • Michael Parker
  • info@afbcarolinas.com
  • (800) 697-4371
  • MPO NMLS#: 457569
  • AFB NMLS#: 203463
  • 3804 Peachtree Ave.
  • Suite 200
  • Wilmington, NC 28403

The VA Home Loan program offers incredible benefits.

You may qualify for some or all of these benefits below if you do serve or have served in the armed forces. Find out if you qualify!

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(800) 697-4371

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