We Are VA Loan Specialists

We Make The Process Easy, Get Started Now.

VA Loans

Allied First Bank of The Carolinas is your trusted partner for VA Home loans and Refinancing.  We have helped thousands of military families purchase or refinance a home through the VA loan program and we pride ourselves on being an expert in the field.  We understand that finding the right financing option for your dream home or maximizing your current investment is crucial. With our expertise in VA loans, we are here to guide you every step of the way.

Benefits of working with Allied First Bank of the Carolinas:

  • One-time close VA purchase loans available (custom builds)
  • VA loans available for manufactured and double-wide homes (on permanent foundation)
  • 100% VA cash-out loans available
  • Low Wholesale interest rates for VA purchases and refinancing
  • Ability to shop for the best program and rate with over 70 different wholesale lenders
  • Lending in all 50 states
  • Direct contact with your loan officer every step of the way
  • VA IRRRL/Streamline programs to help you lower your interest rate

For veterans and active-duty service members, achieving the dream of homeownership is made easier through the VA home loan program.  As a VA mortgage specialist, we understand the unique financial needs and circumstances of those who have served our country.  We are proud to offer specialized VA home loan services that provide a pathway to affordable and accessible homeownership.

The Benefits of VA Home Loans

VA home loans are a government-backed program designed to help veterans, active-duty service members, and eligible surviving spouses achieve homeownership. These loans offer a range of benefits, making them an attractive option for those who have served in the military.

Here are some key advantages of VA home loans:

  • No Down Payment Required (100% financing): One of the most significant advantages of VA home loans is that they require no down payment. This feature makes homeownership more accessible, particularly for individuals who may struggle to save for a traditional mortgage's down payment.
  • Competitive Interest Rates: VA home loans typically offer some of the lowest interest rates, ensuring that borrowers can secure favorable loan terms and save money over the life of the loan.
  • No Private Mortgage Insurance (PMI): Unlike conventional loans, VA home loans do not require private mortgage insurance (PMI). This can result in substantial savings over time and reduce the overall monthly mortgage payment.
  • Flexible Credit Requirements: VA home loans tend to be more forgiving when it comes to credit requirements. This flexibility allows veterans and service members with less-than-perfect credit to still qualify for a home loan.
  • Assistance with Foreclosure Avoidance: In challenging times, the Department of Veterans Affairs (VA) provides resources and assistance to help veterans avoid foreclosure and maintain homeownership.

Our VA Home Loan Services

At Allied First Bank of the Carolinas, we are committed to supporting veterans and service members in through our specialized VA home loan services. Here's how we can assist you in achieving your homeownership goals:

  • Expert Knowledge and Experience Our team of mortgage professionals has extensive experience and in-depth knowledge of the VA home loan program. We stay updated with the latest guidelines and regulations to provide you with accurate information and personalized guidance.
  • Streamlined Application Process: We understand that the home loan process can be overwhelming. Our goal is to simplify the application process for VA home loans, ensuring a smooth and efficient experience. We will assist you in gathering the necessary documentation, completing the required forms, and submitting your application promptly.
  • Personalized Solutions: We recognize that every veteran and service member have unique financial circumstances and homeownership goals. Our dedicated team takes the time to understand your needs and tailor our services accordingly. We work closely with you to explore available options, including refinancing, to ensure the best possible outcome for your situation
  • Timely Communication and Support: Effective communication is essential throughout the home loan process. Our team is committed to providing timely updates, answering your questions, and addressing any concerns you may have. We are here to support you at every stage, from pre-approval to closing.

With our specialized VA home loan services, veterans, active-duty service members, and eligible surviving spouses can turn their dreams of homeownership into reality.  Our VA home loan program offers numerous benefits, including no down payment, competitive interest rates, and flexible credit requirements.

Contact Allied First Bank of The Carolinas today to see why we are an industry leader at VA home loans.  We honor and appreciate your service and are dedicated to helping you achieve your housing goals whether this is your first home or your fifth.  Give us a call or fill out our pre-qualification form to start the process.

One of our VA Specialists will get right back to you.

Allied First Bank of The Carolinas

  • Michael Parker
  • info@afbcarolinas.com
  • (800) 697-4371
  • MPO NMLS#: 457569
  • AFB NMLS#: 203463
  • 3804 Peachtree Ave.
  • Suite 200
  • Wilmington, NC 28403

The VA Home Loan program offers incredible benefits.

You may qualify for some or all of these benefits below if you do serve or have served in the armed forces. Find out if you qualify!

Get Started!

~ or call ~

(800) 697-4371

What People Are Saying About Us

Recent Mortgage Articles

VA Streamline Refinance and How it Works

VA Streamline Refinance and How it Works

If you're a veteran utilizing a VA home loan, there's an uncomplicated method for refinancing that could result in potential savings. Consider a VA streamline refinance, also known as a VA Interest Rate…

Do I Qualify for a VA Loan? Understanding Your Eligibility and Benefits

Do I Qualify for a VA Loan? Understanding Your Eligibility and Benefits

For veterans and active-duty service members, VA loans represent an incredible opportunity to own a home with favorable terms and 100% financing. Understanding whether you qualify for a VA loan and the…

Allied First Bank's Nationwide Lending Services

Allied First Bank's Nationwide Lending Services

VA Home Loan Agency Near Me: Allied First Bank When it comes to securing a home loan as a veteran or active-duty service member, finding a reliable and experienced VA home loan agency is paramount. The…

call contact