Best VA Mortgage Lender

us flag background best mortgage lender

Allied First Bank, established in 1994, is a community bank that has evolved to meet the changing needs of its customers, including military veterans. The bank offers a range of services, including VA loans, which are an important option for many veterans and active-duty service members. In fact, Allied First Bank has helped thousands of military families and Veterans take advantage of their VA benefits by providing access to some of the best programs and lowest rates in the industry. Choosing the best VA lender, like Allied First Bank, requires understanding what VA loans are, their benefits, and what to look for in a lender.

Understanding VA Loans

VA loans are mortgages guaranteed by the U.S. Department of Veterans Affairs (VA) and are available to eligible veterans, active-duty service members, and some surviving spouses. They offer several benefits over traditional mortgages, such as no down payment, no private mortgage insurance (PMI), competitive interest rates, and more flexible credit requirements.

Why We Stand Out

Allied First Bank, a nationwide (All 50 states) VA-approved lender, stands out for its personalized service and expertise in handling VA loans along with our industry leading wholesale rates. We understand the unique needs of the military community, offering guidance throughout the process, which can be particularly helpful for first-time homebuyers. Our commitment to providing excellent customer service and competitive rates makes us an excellent choice for those seeking a loan from the best VA lender nationwide.

Choosing the Best VA Lender

When searching for the best VA lender, consider the following:

  • Expertise in VA Loans: Look for a lender with extensive experience in handling VA loans. We have closed thousands of VA loans, so we know the process inside and out. We have a deep understanding of the VA loan process and requirements, which can streamline your application and improve your chances of approval.
  • Customer Service: We believe offering excellent customer service, including prompt responses and clear communication, is crucial. This is particularly important in navigating the complexities of VA loans.
  • Competitive Interest Rates and Fees: While VA loans generally have competitive rates, they can vary among lenders. Our rates are some of the lowest wholesale rates in the industry and we never charge an application fee or an upfront fee to start the loan process unlike some other lenders.
  • Flexibility and Understanding: Choose a lender that is flexible and empathetic towards the unique situations of veterans and military families. This includes understanding frequent relocations, deployments, and other military-related issues.
  • Personalized Services and Support: Allied First Bank offers additional support services, such as financial counseling or assistance with VA paperwork, which can be invaluable.

Conclusion

VA loans are an excellent benefit for veterans and active-duty service members, offering a pathway to homeownership with significant advantages. Allied First Bank, with its focus on the military community and personalized service, is a strong choice for those seeking a VA loan. Our expertise in VA loans, customer service quality, rates and fees, and overall reputation allow you to feel confident every step of the way in your home buying or refinancing process. You can rest assured that you have found the best VA lender to meet your specific needs and circumstances. Our thoughtful approach can lead to a smoother loan experience and a better financial future.

Request a Consultation with an Allied First Bank Loan Specialist

Allied First Bank of The Carolinas

  • Michael Parker
  • info@afbcarolinas.com
  • (800) 697-4371
  • MPO NMLS#: 457569
  • AFB NMLS#: 203463
  • 3804 Peachtree Ave.
  • Suite 200
  • Wilmington, NC 28403

What People Are Saying About Us

Recent Mortgage Articles

VA Streamline Refinance and How it Works

VA Streamline Refinance and How it Works

If you're a veteran utilizing a VA home loan, there's an uncomplicated method for refinancing that could result in potential savings. Consider a VA streamline refinance, also known as a VA Interest Rate…

Do I Qualify for a VA Loan? Understanding Your Eligibility and Benefits

Do I Qualify for a VA Loan? Understanding Your Eligibility and Benefits

For veterans and active-duty service members, VA loans represent an incredible opportunity to own a home with favorable terms and 100% financing. Understanding whether you qualify for a VA loan and the…

Allied First Bank's Nationwide Lending Services

Allied First Bank's Nationwide Lending Services

VA Home Loan Agency Near Me: Allied First Bank When it comes to securing a home loan as a veteran or active-duty service member, finding a reliable and experienced VA home loan agency is paramount. The…

call contact